SubExp Privacy Policy
Last Updated: September 9, 2026
Privacy Policy
Welcome to SubExp.
SubExp is a personal finance and subscription management application designed to help you understand, track, and manage subscriptions, recurring expenses, utilities, bills, spending, and related financial information.
Your privacy is important to us. This Privacy Policy explains what information SubExp may collect, how we use it, how we protect it, and the choices available to you.
By using SubExp, you agree to the practices described in this Privacy Policy.
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1. Information We Collect
Depending on how you use SubExp, we may collect or process the following information.
A. Account Information
If you create an account, we may collect information such as:
Email address
Name or display name, if provided
Authentication information
Account identifiers associated with your SubExp account
If you sign in using a third-party authentication provider, such as Google Sign-In, information provided by that provider may be processed according to the provider's privacy practices.
B. Subscription Information
When you manually add or manage subscriptions, SubExp may process information such as:
Subscription/service name
Subscription category
Payment amount
Billing frequency
Billing date
Renewal date
Free-trial end date
Notes you choose to enter
Subscription status
Other information you voluntarily provide about a subscription
C. Expense and Financial Information
SubExp may process financial information that you voluntarily enter into the application, including:
Expense amounts
Expense categories
Utility and bill information
Recurring expenses
Spending information
Savings information
Payment or renewal dates
Notes associated with financial records
SubExp is not a bank and does not directly hold your money or payment cards.
D. Information You Provide to AI Features
If you use SubExp's AI features, information you choose to provide to those features may be processed to generate responses, insights, recommendations, or financial-management assistance.
You should not provide sensitive information such as passwords, PINs, bank login credentials, full payment-card numbers, or other information that is not necessary for the feature you are using.
E. Device and Technical Information
Depending on the services and SDKs included in the version of SubExp you use, technical information may be processed, such as:
Device type
Operating system version
App version
Basic diagnostic information
Crash information
Performance information
Anonymous or pseudonymous identifiers
This information may be used to maintain, secure, troubleshoot, and improve SubExp.
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2. How We Use Information
We may use information to:
Provide SubExp's core functionality
Create and maintain user accounts
Store and display subscriptions and expenses
Calculate recurring spending and financial summaries
Provide renewal and bill reminders
Generate spending insights
Provide AI-assisted financial insights and assistance
Improve application performance and reliability
Detect and prevent fraud, abuse, or unauthorized activity
Diagnose crashes and technical problems
Maintain application security
Respond to support requests
Comply with applicable legal obligations
We do not use your financial information to make decisions about your eligibility for credit, loans, insurance, employment, or other financial products.
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3. AI Features
SubExp may provide AI-powered features designed to help users understand their subscriptions, expenses, spending patterns, and financial-management information.
When you use an AI feature, information necessary to provide the requested response may be processed by the AI technology or service used by SubExp.
We design these features to provide informational assistance and organization. AI-generated information may be incomplete, inaccurate, or unsuitable for your individual circumstances.
SubExp's AI features are not a substitute for a qualified financial adviser, accountant, lawyer, or other professional.
You are responsible for decisions you make based on information provided by SubExp.
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4. How We Share Information
We do not sell your personal information.
We may share or provide access to information with service providers when necessary to operate, secure, maintain, or improve SubExp.
Depending on the services actually integrated into the app, these providers may include:
Authentication providers
Cloud hosting and database providers
Analytics or crash-reporting providers
AI service providers
Other technical service providers required to operate SubExp
These providers may process information only as necessary to provide their services to us and subject to their applicable privacy and security requirements.
We may also disclose information when reasonably necessary to:
Comply with applicable law or legal processes
Protect the rights, safety, and security of SubExp, our users, or others
Detect or prevent fraud, abuse, or security threats
Enforce our terms or protect our legal rights
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5. Financial Information
SubExp is designed to help you organize financial information that you voluntarily provide.
SubExp does not require you to provide bank account passwords, banking PINs, or payment-card security codes to use its basic subscription and expense tracking functionality.
If future versions introduce financial-data integrations, this Privacy Policy will be updated before or when those features are introduced, as required.
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6. Data Security
We take reasonable technical and organizational measures designed to protect information processed through SubExp against unauthorized access, loss, misuse, alteration, or disclosure.
Depending on the type of information and service involved, security measures may include:
Encryption during transmission
Access controls
Authentication mechanisms
Secure cloud infrastructure
Application security controls
Technical monitoring and troubleshooting
However, no method of electronic transmission or storage can be guaranteed to be completely secure.
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7. Data Retention
We retain information for as long as reasonably necessary to provide SubExp's services, maintain your account, comply with legal obligations, resolve disputes, prevent abuse, and enforce our agreements.
The amount of time information is retained may depend on the type of information and how you use SubExp.
When information is no longer required for legitimate purposes, we will delete, anonymize, or otherwise securely dispose of it where reasonably practicable.
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8. Account Deletion
If you have a SubExp account, you may request deletion of your account and associated personal information through the account-deletion functionality provided in the application or by contacting us using the contact information below.
When an account deletion request is received, we will delete or anonymize associated personal information, subject to information that we are required or permitted to retain for legitimate legal, security, fraud-prevention, or other lawful purposes.
Google Play requires apps offering account creation to provide users with an accessible account-deletion mechanism.
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9. Your Privacy Choices
Depending on your location and applicable law, you may have rights concerning your personal information, including the right to:
Request access to personal information
Request correction of inaccurate information
Request deletion of personal information
Request information about how your data is processed
Withdraw consent where processing is based on consent
Object to certain processing
Request restriction of certain processing
To make a privacy request, contact us using the information below.
We may need to verify your identity before completing certain requests.
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10. Children's Privacy
SubExp is not intended for children under the age required by applicable law to use the service independently.
We do not knowingly collect personal information from children in violation of applicable laws.
If you believe that a child has provided personal information to SubExp improperly, please contact us so that we can investigate and take appropriate action.
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11. Third-Party Services
SubExp may use third-party services to provide functionality, authentication, infrastructure, analytics, crash reporting, AI functionality, security, or other technical services.
These services may process information according to their own privacy policies.
The specific third-party services used by SubExp may change as the application develops. We will update this Privacy Policy when our data practices materially change.
Before publishing this policy, the developer should verify every third-party SDK currently included in the production APK/AAB. Google specifically requires developers to account for data handling by third-party SDKs when completing the Data Safety section.
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12. International Data Processing
SubExp may use service providers that operate in countries other than your country of residence.
As a result, information processed through SubExp may be transferred to and processed in other countries where privacy and data-protection laws may differ from those in your jurisdiction.
Where required by applicable law, we will take appropriate measures for international data transfers.
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13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to SubExp, our services, technology, legal requirements, or data practices.
When we make changes, we will update the Last Updated date at the top of this policy.
We encourage you to review this Privacy Policy periodically.
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14. Contact Us
If you have questions about this Privacy Policy, your personal information, or your privacy rights, please contact us:
App: SubExp
Developer/Company: [YOUR LEGAL DEVELOPER OR COMPANY NAME]
Privacy Email: [YOUR PRIVACY/CONTACT EMAIL]
Website: [YOUR SUBEXP WEBSITE]
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15. Important Financial Disclaimer
SubExp is a personal finance organization and subscription-management tool.
Information, calculations, insights, reminders, and AI-generated responses provided by SubExp are for general informational and organizational purposes only.
SubExp does not provide personalized investment, tax, legal, lending, insurance, or other regulated financial advice.
You should independently evaluate financial decisions and consult an appropriately qualified professional when necessary.
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© 2026 SubExp. All rights reserved.
Before you put this into Google Play
There are 3 things I would not skip:
1. Replace:
[YOUR LEGAL DEVELOPER OR COMPANY NAME]
[YOUR PRIVACY/CONTACT EMAIL]
[YOUR SUBEXP WEBSITE]
2. Verify the actual Firebase/Google/AI SDKs in your SubExp project. Don't claim that SubExp doesn't collect something if an integrated SDK actually does. Google requires the Play Data Safety declaration to account for third-party SDK data handling.
3. Put this policy on a public webpage, not a PDF. Google requires the URL to be publicly accessible, active, and non-editable, and the policy must also be accessible from inside the app.